Do I Need a Guarantor for Student Housing in Brighton?

  • News
  • Do I Need a Guarantor for Student Housing in Brighton?
Are you going to be living in student accommodation in Brighton? You will find that most letting agents need a guarantor nowadays to guarantee your rent in the event you don’t pay this.
 
We outline some details of what this means for you.
 

What is a guarantor?

 
This is someone who will pay your rent if you are unable to do so. If there is a default on your payments i.e. which means that you cannot make payment, then the guarantor must cover your rent arrears. This is a rule by Harringtons Lettings. But you will find almost every letting agent in Brighton now does this.
 
It is common practice to provide a guarantor when renting a room on a property in the United Kingdom. But the difficulty providing a guarantor often comes from the requirements.
 
Guarantors for Harringtons Lettings will need to be a homeowner in the United Kingdom and we will come on to this.
 
Guarantors are often parents aged between 18 and 75, a UK homeowner and prove that they can pay the monthly rent and have a good credit history.
 
This provides your future landlord with the security to ensure that your rent will be paid on time and in full. Furthermore, a guarantor will cover the other costs incurred detailed in your tenancy agreement. Including any damages costing more than the deposit. There are alternative to a guarantor and we will come on to this.
 

Who can be a guarantor?

 
Harringtons Lettings need a guarantor to be a United Kingdom homeowner. That is a person that owns a home in the United Kingdom. To define the United Kingdom this does not include Jersey, Guernsey or Northern Ireland. These would have to be agreed with your landlord in advance.
 
They would then be contacted by yourself and he agrees to sign a guarantor to pay the rent for the property. You need to understand that most contracts are on a joint and several liability basis.
 
What does this mean? Unless you are renting a room, all guarantors and tenants sign the documentation on a joint and several basis. This is quite typical and it means that they are responsible for the whole rent in the property. Not just one single student. It also means that the students themselves are not only liable for their rent but for everybody’s share in the house. It is important that you understand this. If for any reason one tenant wasn’t able to pay their rent, then the other tenants and guarantors may have to pay for it.
 
The guarantor will then need to fill in an application form and will have to sign a guarantee confirming they will stand as a guarantor.
 

Why does my guarantor have to be a homeowner?

 
The reason that your guarantor must be a homeowner is that in the event of a default the landlord can recover the rent or damages from the guarantor. If they own a home, then it is more than likely that they would pay any costs that may be liable.
 
How do I get a guarantor? One of the easier people is usually your parents but you could also ask a member of your family or even a friend. You may find that they will be able to and be happy to guarantee this for you. As stated above we do have an Insurance company who will be able to cover them in this regard.
 

Can I get a house/room without a guarantor?

 
No, unfortunately we do not accept tenants without a guarantor. We understand that almost every landlord in Brighton and Hove will ask for some form of guarantee from a third party. It is thus always important that you check that you have a guarantor before you start looking.
 

Are there any other options apart from an individual to be a guarantor?

 

We accept (subject to you rent a house not a room) a company called Housing Hand at www.housinghand.co.uk Telephone number 0207-2052625. They are a third party and will be able to help you with respect to the guarantor.

 

What are the benefits of using Housing Hand Guarantor services?

 
If you do not have a guarantor then they will be able to supply one for you. It will allow you to still be able to take part in a group that want to take a property.

 

What if my guarantor is not a homeowner?

 
We wouldn’t be able to take your guarantor unless they are a UK homeowner, so it is best that you check with them first to ensure that they are able to do this.
 
My guarantor doesn’t like the tenancy agreement or guarantee agreement will you change this?
 
No, unfortunately we would not change the documentation that has been provided. This has been approved by Trading Standards and as such we would not be prepared to change this. It has been in place for many years and we have used it for hundreds of thousands of students.

 

Do you take references from my guarantor?

 
No, we don’t need references. But we do need then to fill out an application form. This will detail all the income to make sure that they are suitable for this position for Harringtons.
 

Do you take references and credit checks for student tenants?

 
No, we do not take references for students. Most students aren’t able to actually even provide a reference or a credit check and, in any event, we would not take you unless you had a guarantor. It is thus important that you are aware of what the criteria is before you start looking at our properties.
 

Can I pay my rent up front even if I have a guarantor?

 
Yes, of course, you can pay your rent up front for the whole of the term before you move in if you wish to do so. It is totally a matter for you and/or your guarantor if they wish to do this.
 

I want to take a property on my own, don’t have a guarantor but I am prepared to pay the rent in advance can I do this?

 
Yes, we are more than happy to accept you if you wish to pay your full rent up front.
 
If you have any queries in relation to the above, then please do not hesitate to contact us. We would be more than happy to speak with you and go through it with you. Obviously, we are trying to ensure that you can proceed to let a property through us before you start.
 
Please refer to our Student Lettings Information article for more general information (click here).
See all News Posts
google-review Review
Jayden Charles-Frempong
Jayden Charles-Frempong
01:20 18 Apr 24
Every interaction I've had so far with Harrington has been positive with workers responding to calls very quickly and addressing any queries efficiently.
severin severinov
severin severinov
10:05 11 Apr 24
It is very good that they do their job professionally and take care of the customers.
kate quick
kate quick
13:15 09 Apr 24
I am very happy and extremely grateful to have found Harringtons lettings and the beautiful flat that I am now living in. Not only is the flat perfect for me, ticks all the boxes and is in a great location; the whole communication/admin process was so fast and efficient. I spoke to many of the team, but the two main contacts initially were Georgie and Beth. Great personalities, friendly and fast at replying to emails and phone calls. It was all turned around very quickly and everyone at Harringtons seems to appear to really be happy in their jobs. Great letting agent and I would recommend them to others looking for a new home.
Michael Hollamby
Michael Hollamby
12:32 09 Apr 24
Having worked with many many lettings it has been refreshing to deal with such a dynamic and energetic team. From start to finish the team have outstanding. Special mention to Beth who has been fantastic. I can thoroughly recommend using Harringtons.
Celyn James
Celyn James
17:08 27 Mar 24
Great experience, Georgie was so knowledgeable and kind with any enquiries I had. Really put me at ease while house hunting, amazing service thank you so much!!
Madison Harris
Madison Harris
14:29 27 Mar 24
Georgie was so helpful and really kind very appreciative x
Amber-Rose Cook
Amber-Rose Cook
08:58 22 Mar 24
easy to use and navigate as a first time user
Buffy Vaughn
Buffy Vaughn
18:06 21 Mar 24
Harringtons have been so helpful so far. Everyone we’ve spoken to on the phone including Georgie have been so warm and receptive and easy to communicate with. As a couple renting together for first time me & Danny couldn’t have found better people to help us out, they’re clear and concise. We discovered them through Rightmove and would highly recommend anyone to use their services to rent with.Thanks guys!Buffy & Danny
Sajan Raja
Sajan Raja
01:48 21 Mar 24
Kerryn Johnson
Kerryn Johnson
16:58 18 Mar 24
Georgie was absolutely amazing! Very helpful, easy to talk to and all in all an absolute sweetheart. Made the process of renting and finding a property less stressful. Always happy to help and lovely to chat to!Thank you again for everything!
Julia Reinstein
Julia Reinstein
11:22 18 Mar 24
5/5 - Everyone I’ve spoken to on the phone has been so friendly and patient with our move in documents. We found Harringtons through Rightmove, and have been really happy with our interactions. The team respond to queries efficiently and are happy to answer any and all questions.
Andrew Brown
Andrew Brown
07:09 15 Mar 24
A really excellent agency, who are very easy and friendly to deal with. Highly recommended.
Rob Rainbird
Rob Rainbird
18:04 13 Mar 24
Lovely staff and all round positive experience - Georgie is an absolute diamond and a credit to the team!
Tori Tor
Tori Tor
11:15 08 Mar 24
Harringtons have been really helpful and very swift with their responses. Georgie was very proffesional and really friendly when she did the viewings with me and Beth on the phone was again really helpful and gave me hope when I was explaining my eagerness to find somewhere new to live. Thanks Harringtons!
christos papanicolaou
christos papanicolaou
09:33 07 Mar 24
Staff were brilliant. Very helpful
Yasmin Bright
Yasmin Bright
20:54 01 Mar 24
I'm in a difficult situation at the moment with my landlord wanting to sell the flat that myself and my 3 children have been living in for 7 years. I came across Harringtons Viewings by applying to view some properties outside of my area.Unfortunately I haven't been able to sort anything with Harringtons, however I wanted to write this to say that they have been nothing but kind, warm and very understanding of my situation. I've been really impressed by their customer service (namely Georgie & Beth) and hope that they are able to find me something eventually!Thanks so much.Yasmin
Tegan
Tegan
17:30 22 Feb 24
Have been very accommodating and helpful when calling agents. They have been very helpful in being able to secure a house for students.
TheFlyingCrocodile
TheFlyingCrocodile
16:42 21 Feb 24
Went above and beyond to get things sorted for me
Brittany Stace
Brittany Stace
11:18 24 Jan 24
Harringtons have been incredibly helpful and supportive of us as new renters and they have been super efficient in getting all of the documents sent through and signed in such a short period of time. Thank you!
Georgie Prebble
Georgie Prebble
20:36 05 Jan 24
Jade Innes
Jade Innes
10:24 04 Jan 24
So far the service has been good. The staff are very friendly and quick to respond to any questions and requests.
Polly Smith
Polly Smith
11:17 28 Dec 23
we chose this letting agents as they chose a good bills company that is much cheaper than other agents. When viewing houses the staff were very friendly and have been very helpful in answering our questions and making the process as easy as possible.
Emma Howe
Emma Howe
16:06 14 Nov 23
I would rate Harringtons Lettings a 5/5. Very lovely on the phone and very quick and easy to communicate with via email. Any problems have been resolved in no time at all. So far so good!I found Harringtons via Rightmove.
Akwisitions Feedback
Akwisitions Feedback
16:25 30 Oct 23
Very responsive and super helpful throughout the process. Highly recommended!
Chloe Ballard
Chloe Ballard
17:28 02 Oct 23
Although I have only been renting with Harringtons for a short period of time, I have had nothing but a positive experience. From viewing to admin updates. The admin team especially are very polite and quick to respond and I have no doubt that the rest of my tenancy will run smoothly. I would recommend to anyone considering renting in brighton.
Matthew Ball
Matthew Ball
11:46 19 Sep 23
Professional communication with tenant although entirely impersonal. There was a bigger disconnect in their communication with the landlord in most cases, which seemed to be either slow or non-existent (discovered after contacting the landlord directly).Property was full of spider webs on day 1 despite apparently being professionally cleaned. Took a day off of work to clean it on move out day, leaving it cleaner than when it received but still had to pay part of the deposit for professional cleaning.It has been a while since I have rented, but I'll avoid letting agencies completely now if this is anything close to the average renting experience.
Ronan SK
Ronan SK
12:38 12 Sep 23
Great professionalism/communciation from the start up until the end of my tenancy. Definitely set the standards for what agencies should be like. Highly recommend to those within Brighton.
Daniel Sutton
Daniel Sutton
10:29 24 Aug 23
I have rented with Harringtons Lettings before and have always found the agents to be quick, efficient, friendly and helpful. I loved their service so much I have chosen to rent with Harringtons again. Faultless 😊
See All Reviews
js_loader
<
Get in Touch

Send a message to a member of our team and we'll be happy to answer your questions!

Send a Message

Register for Property Alerts

Let us know what you're looking for and we'll email you with matching properties when they become available.

Make an Enquiry

Please complete the form below and a member of our team will be in touch shortly.